Massachusetts Homeowners Insurance

Here at Paul Murphy Insurance we recognize the accountability that comes with being a homeowner—furthermore we understand how important it is to protect your home, and those who live inside, with comprehensive home insurance in Massachusetts.

We are proud homeowners too—exactly why we are dedicated to helping you navigate through this very valuable policy decision. You’ve worked hard to secure yourself a safe and comfortable place to call your own—now the next step is protecting you and your property from an array of risk exposures.

In order to secure you the most appropriate coverage, it’s important that we take the time to fully understand your individual needs—because let’s face it, every home and Massachusetts homeowner is different.

Massachusetts homeowners insurance provides you with financial protection against disasters. A typical homeowners policy will insure the home’s structure, and the contents inside it.

As a well-established independent insurance agency we have the ability to shop multiple carriers nationwide, comparing rates and resulting in the best possible home insurance in Massachusetts. No matter where you are located across the state—we’re here to help you protect what matters most!

A basic MA homeowners insurance policy will include protection for the following four types of coverage:

  • Coverage for the structure of your home.
  • Coverage for your personal belongings.
  • Liability protection.
  • Additional living expenses in the event you are temporarily unable to live in your home because of a fire or other insured disaster.

Damage caused by disasters can also be covered by your home insurance. Massachusetts residents can also benefit from customized protection against floods, earthquakes, and poor maintenance that often cause damages.

Looking for specialty coverage, for those unique exposures vulnerable within your standard policy for home insurance in Massachusetts? Don’t hesitate to ask one of our expert insurance professionals about additional endorsements that can be purchased to enhance your home insurance! Massachusetts clients can choose from a handful of extra coverage options, including:

  • Valuable Articles/Floater Insurance policies (i.e. Jewelry Insurance)
  • Flood Insurance policies
  • Earthquake insurance policies
  • Umbrella Insurance policies (additional liability)
  • Animal Liability (liability issues due to household pets)

Want to learn more about your homeowners options? Don’t hesitate to give Paul Murphy Insurance a call at 800.260.2029 or fill out our contact form. No matter where you are, whether it be Malden or Melrose, home insurance is a phone call away – our friendly agents will be happy to provide you with a free quote! And to save up to 30% – consider combining your auto and homeowners policies with Paul Murphy Insurance today!