These days, lawsuits are common and judgments can be huge. When you purchase insurance for your home, car, or boat, your policies all have a limit. If an accident happens involving your home or car, you could easily be sued for $1 million. But if your insurance only covers up to $500,000, you will be required to pay the difference- unless you have a personal umbrella policy.
Umbrella insurance is written to give a person liability coverage that will protect them if they need more coverage than their homeowners, auto, or watercraft policies provides. By purchasing an umbrella policy, you will have the extra comfort of knowing that you will be covered when the liability on your other current policies has been exhausted.
A personal liability umbrella insurance policy can give one added liability protection without a large added cost. Additional liability insurance is often inexpensive. Furthermore, liability insurance covers one’s non-business activities anywhere in the world. Having the added protection of a liability umbrella policy is coverage no one should go without.
Our friendly agents will be happy to help you shop for a unique umbrella policy that fits your needs. Contact Paul Murphy Insurance, or call 800.260.2029 to get on the path to protection you can count on!